1. Unemployment Assistance, NYS Department of Employment: Much of the funding for individuals will be processed through the unemployment system. Make sure you are registered for unemployment. Under the CARES Act, unemployment will be extended to self-employed, gig workers, independent contractors, and free lancers. The length of benefits will be extended, and the amount of weekly payments significantly increased. https://www.ny.gov/services/get-unemployment-assistance. Due to very heavy traffic on the site, the State has set up a schedule based on last name initial.
2. Resources for Self Employed: A good resource for the self-employed is Freelancersunion.org. You do not have to join to access their resources. Also take their survey.
Programs for Unemployed Workers:
- CARES ACT: Temporary Pandemic Unemployment Assistance will provide payments to those not traditionally eligible for unemployment benefits (i.e.; self-employed, independent contractors, those with limited work history) who are unable to work as a direct result of the Pandemic. The unemployment maximum will be increased to $600 per week for each eligible unemployment recipient.
- Direct Payments: Individuals earning less than $75,000 ($150,000 for married couples) will receive a $1,200 direct payment plus $500 for each child.
- Foreclosure Moratorium on any federally-backed mortgage. Also temporary moratorium on eviction filings for 120 days for all dwellings currently occupied (renters and mortgage holders).
- Emergency Paid sick leave for up to 12 weeks. Funded through various employer lax credits.
- The eligibility for the loan programs described above have been expanded to include micro businesses and self employed individuals.